Robert Hockensmith

May 2008

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		Generation (Savings) Gap They say that wisdom comes with age. This could help explain why 68% of baby boomers participate in a 401(k) plan, compared with just 58% of Generation X and 29% of Generation Y. Read More>>>

		For Income, Pick Up This Split Are you worried about how to obtain a steady source of retirement income? Consider a split-annuity strategy. Read More>>>

		Heir-Tight Estate Conservation An incentive trust can help reinforce the lessons you taught your children, rather than give them free rein over their inheritances. Read More>>>

		What Do You Know About GDP? Take this quiz to test what you know about the most comprehensive measure of the U.S. economy. Read More>>>

The information contained in this newsletter is not intended as tax or legal advice, and it may not be relied on for the purpose of
avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor.
The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed
constitutes a solicitation for the purchase or sale of any security. Copyright 2008 Emerald Publications.

Robert F. Hockensmith, Registered Representative
Securities offered through HD Vest Investment Services^sm. Member: SIPC
Advisory Services^sm offered through HD Vest Advisory Services - Non-bank
subsidiaries of Wells Fargo & Company, 6333 North State Highway 161,
Fourth Floor - Irving, Texas 75038 - (972) 870-6000